Fabric requirements are minimal: a 2 inch strip WOF, and a small piece approximately 12" x 4 1/2".
A fat quarter would work just fine, but cut two strips 22" long
Cut the batting to 5 1/2" x 4 1/8". On one 5 1/2" edge, measure over 1 1/8" from each corner, and cut a diagonal line from the bottom corner up to that measurement.
Place this batting piece on the fabric, which has been folded in half. Cut the fabric using the batting as a template.
I fussy cut these.
Cut the hand towel in half, then tri-fold the outer edges to the inside.
Pin in place, and stitch across the top edge with a scant 1/4" seam.
Place the back fabric right side down on the backside (the fold side), and stitch with 1/4" seam with the fabric on top.
Place the batting on the wrong side of the front fabric, and place it right side down on the front of the towel. Stitch through all layers, with the top side up (so the batting doesn't catch on the feed dogs).
Bring both pieces together and pin. To prepare the binding, press it in half lengthwise, then press each edge to the center. Press again on the center fold.
Cut a 4" piece for the top edge, and stitch in place. Trim to off the excess.
Cut the remaining binding in half, creating two pieces approximately 20" long. Fold 1/2" of one end in
then apply to the edge of the hanger, matching the edge where hanger meets towel. Pin in place.
Start stitching near the towel, tucking in any exposed edges. Stitch to the end of the tie, turning the end back like before. Repeat on the other side. Tie and enjoy!